How do you deal with the accident?

In daily life, if the unfortunate accident, the traffic police will be on the traffic accident responsibility identification, based on the division of responsibility bear the scope of compensation, and we need to understand what to do after the accident, which can obtain specific accident compensation, how to apply for traffic accidents are the three major issues for gold. The next Legal Express Xiaobian introduce you

After the accident, we need to do the following work:

1, timely report: The insurance company should report the case to the insurance company within 24 hours after an insurance accident. This will help the insurance company send people to the scene in time to determine the cause of the accident.

2, to assist the
The insurance company after receiving the report, quickly sent to the site survey, to determine the size of the loss, and issued a survey report.

In this part, the insured shall assist the insurance company for insurance accident damage survey.

3, submit the claim documents: When a claim, the insured shall submit the following documents in accordance with the insurance contract to the insurance company: Notice of danger; the original insurance policy, insurance certificate, driving license, driving license copy; the accident the traffic police department of the accident responsibility confirmation, mediation; the whole car theft should provide the necessary insurance documents the contract; the third party liability claim relates to the claim, shall provide proof of acceptance and litigation right of recourse assignment; the insurance contract and other documents.

4,
The insurance company according to the insurance contract, the customer to submit the claim documents, survey personnel provided by the survey report and the relevant provisions of the company claims, whether to make compensation and how much compensation the conclusion.

5,
Belonging to the insurance accident, the insurance company shall notify the insured according to the conclusion of claims for payment procedures. According to the provisions of the insurance law, the insurance company shall perform the obligation of paying compensation within 10 days from the date when the insurance company reaches the agreement of the indemnity amount with the insured.

Two, after the accident, which items can be compensated for?

1, personal injury compensation items and standards: medical treatment due to the cost of expenditure and revenue due to loss of working time, including medical expenses, lost fees, nursing fees, transportation fees, accommodation fees, hospital food subsidies, nutrition fees necessary, the obligation of reparation should be compensated.

2, disability compensation items and standards: the necessary expenses due to an increase in life needs and spending due to lose labor ability loss of income, including disability compensation, disability AIDS charges, dependents living expenses, as well as rehabilitation care, continue treatment actually occurred necessary rehabilitation fees, nursing fees, the follow-up treatment expenses, compensation obligations should also be compensation.

3, death compensation and compensation standards: in addition to the relevant expenses shall be in accordance with the rescue treatment for the first paragraph of this article, should also be compensation for funeral expenses, dependents living expenses, death compensation and the relatives of the victims for funeral expenses of transportation, accommodation and loss of working time and other reasonable costs.

4, suffered mental damage items and standards: right to compensation (the victim or close relatives of the dead) to the people's court for compensation for mental damages, for "the Supreme People's Court on some issues of determining the spirit of tort liability for damages shall be determined to explain". The claim for mental damages may not be transferred or inherited. However, the indemnification obligor has made a written promise to compensate for money, or to compensate the person who has already made a lawsuit to the people's court.

Three, get traffic accident compensation program
(1) mediation: after mediation by the traffic management department of the public security organs, if the parties fail to reach an agreement or if the mediation agreement fails, the parties may bring a civil action to the court.

(2):
The

1, Sue

(1) to the jurisdiction of the court to submit a complaint: (2)
(3) meets the requirements for filing, notify the parties within 7 days to pay legal fees, a fee for

(4) a ruling that does not conform to the conditions for filing a case is not accepted or ruled to reject the prosecution. Inadmissible, the court rejected the prosecution appealed within 10 days to appeal to the people's court at a higher level of.
(5) after receiving the case, scheduled hearing, inform the parties 3 days in advance of the time and place of the hearing, the undertaker of public trial 3 days in advance of the announcement: After a car accident, the party should understand the process of handling and reduce the second losses caused by the accident.